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Terms of Service.

Last updated: June 14, 2026

Please read these Terms of Service (the “Terms”) and our Privacy Notice carefully because they govern your use of Swipebrief, the swipe-based learning app provided by Side Hat Ventures LLC d/b/a Swipebrief (“Swipebrief,” “we,” “us,” or “our”), our mobile application (the “App”), our website at https://swipebrief.com (the “Website”), and any related online or offline offerings (collectively, the “Services”).

Contents
  1. Acceptance of Terms
  2. Privacy Notice
  3. Notice Regarding Arbitration
  4. Changes to These Terms or the Services
  5. The Services
  6. Feedback
  7. Subscriptions and Payments
  8. Rights and Terms Specific to the App
  9. Content
  10. General Prohibitions
  11. DMCA / Copyright Policy
  12. Links to Third-Party Sites
  13. Termination
  14. Warranty Disclaimers
  15. Limitation of Liability
  16. Indemnification
  17. Governing Law and Forum Choice
  18. Dispute Resolution
  19. General Terms
  20. Contact Information

1. Acceptance of Terms

By creating an account, downloading the App, accessing the Website, or otherwise using the Services, you agree to be bound by these Terms. If you do not agree, do not use the Services.

2. Privacy Notice

Please refer to our Privacy Notice (the “Privacy Notice”) for information on how we collect, use, and share your information, including in connection with our AI features. You acknowledge and agree that your use of the Services is subject to the Privacy Notice.

3. Important Notice Regarding Arbitration

4. Changes to These Terms or the Services

We may update these Terms from time to time in our sole discretion. If we do, we will let you know by posting the updated Terms in the App and on the Website, and we may also send other communications. If you continue to use the Services after we post updated Terms, you are agreeing to be bound by the updated Terms. If you do not agree, then, except as otherwise provided in Section 18(f) (“Effect of Changes on Arbitration”), you must stop using the Services. Because our Services evolve over time, we may change or discontinue all or any part of the Services at any time and without notice, in our sole discretion.

5. The Services

a. What Swipebrief Is

Swipebrief is a swipe-based learning app. You enter a topic and the Services either retrieve a previously generated stack of short learning cards or generate a new one for you using AI. Each card teaches one idea and carries a confidence score reflecting our model’s stated confidence in the underlying claim. Cards may include links to external sources we have associated with the underlying topic.

b. AI-Generated Content

Many aspects of the Services use artificial intelligence and machine learning. By using the Services, you acknowledge that:

  1. Inputs and Data Use. Your search queries, prompts, and other text content you submit to the Services (“Inputs”) may be collected, stored, and used by Swipebrief for product operation, service improvement, abuse prevention, and other lawful business purposes consistent with our Privacy Notice. To generate learning content, we transmit your Inputs to third-party AI providers (currently Google). We do not control, and cannot guarantee, how those third-party AI providers use your Inputs. Depending on the provider and the applicable service tier, a provider may retain and use your Inputs in accordance with its own terms and policies, which may include using Inputs to operate, secure, monitor, and improve or train its own models and services. For this reason, you should not submit any confidential, sensitive, or personal information that you would not want processed by us or by a third-party AI provider. We may use de-identified and/or aggregated Inputs to improve the Services. You grant Swipebrief a worldwide, royalty-free license to use, reproduce, and analyze your Inputs for these purposes.
  2. Outputs Disclaimer. The cards, summaries, confidence scores, related-topic suggestions, and other content the Services produce (“Outputs”) are automatically generated and may not be accurate, complete, current, or unique to you.
  3. Health, Legal, Financial, and Other High-Stakes Topics. Swipebrief does not provide medical, mental health, legal, tax, financial, or investment advice, services, or diagnoses. If you have a health, legal, financial, or other specialized question, consult a qualified professional. Nothing in the Services constitutes a recommendation to buy, sell, or hold any asset or to take any other action with legal or financial consequences.
  4. No Source Endorsement. Sources displayed within the Services are linked for reference. We are not affiliated with, sponsored by, or endorsed by the publishers or authors of those sources, and inclusion of a source does not constitute endorsement of Swipebrief by that source.
  5. Content Safety and Safeguards. The Services are intended for general educational use and are not intended to generate sexual, pornographic, or otherwise “not safe for work” (NSFW) content, or content that is dangerous, harmful, or otherwise inappropriate. We employ technical safeguards designed to reduce the likelihood that the Services generate such content, including server-controlled system prompts, content-safety filtering, and an optional stricter content mode (see Section 5(e)). Because the Services rely on probabilistic AI systems, these safeguards are not perfect, and we do not warrant that they will detect or block every inappropriate, dangerous, or NSFW topic, Input, or Output. You agree not to use the Services to seek, generate, or distribute such content (see Section 10), and you remain solely responsible for the Inputs you submit and your use of any Outputs.

c. Eligibility

You may use the Services only if you are at least 16 years old and capable of forming a binding contract with Swipebrief, and not otherwise barred from using the Services under applicable law. If you are a minor in the jurisdiction in which you reside, you must have your parent or guardian read and agree to these Terms before you use the Services. By using the Services, you represent and warrant that you meet these requirements.

d. Account Registration

Certain features of the Services require an account. You can create one with an email address (verified by one-time code) or by using Sign in with Apple. You agree to provide accurate, complete, and current information for your account and to keep that information up to date. You are responsible for safeguarding your account credentials and for all activity that occurs under your account, whether or not you authorized it. Notify us promptly at support@swipebrief.com of any unauthorized use.

e. Parental Controls and Strict Mode

The Services include optional parental controls that allow you to set a PIN and enable a stricter content mode. Parental controls are provided as a convenience and are not a substitute for parental supervision. We do not warrant that strict mode will block every objectionable topic. The PIN is stored locally on your device as a salted hash. You are responsible for safeguarding the PIN.

6. Feedback

We welcome feedback, comments, and suggestions for improvements to the Services (“Feedback”). You can submit Feedback by emailing support@swipebrief.com or directly through the App. You grant us a non-exclusive, transferable, worldwide, perpetual, irrevocable, fully paid, royalty-free license, with the right to sublicense, under any and all intellectual property rights that you own or control, to use, copy, modify, create derivative works based upon, and otherwise exploit the Feedback for any purpose without restriction or compensation.

7. Subscriptions and Payments

a. Subscription Tiers

Swipebrief offers a free tier with limited usage and paid auto-renewing subscription tiers (currently “Plus” and “Pro”) that unlock additional generations, deeper stacks, additional saves, and other features. Subscription benefits and prices are described in the App and may change over time. Tier names, prices, and entitlements available to you may vary based on your region, store, and offer.

b. Purchases via the Apple App Store (or Other App Stores)

Subscriptions and any other purchases offered through the Apple App Store (or, in the future, other app stores) are processed by that app store under its own terms (including its payment, refund, and cancellation terms). When you purchase a subscription:

  1. You authorize the app store to charge your payment method for the subscription fee (plus any applicable taxes) at the beginning of each billing period.
  2. Your subscription will automatically renew at the end of each billing period at the then-current price, unless you cancel at least 24 hours before the end of the current period.
  3. You can manage and cancel your subscription through the app store’s subscription settings on your device. Deleting the App does not cancel your subscription.
  4. Free trial periods, if offered, will automatically convert to a paid subscription at the end of the trial unless you cancel before the trial ends. We may limit your ability to take advantage of multiple free trials.

c. Refunds

All purchases are non-refundable except as required by applicable law or as expressly provided by the app store’s refund policy. To request a refund for a purchase made through the Apple App Store, you must contact Apple. If you live in the European Union and you have a statutory right of withdrawal, you acknowledge and agree that, by accessing the subscription content immediately upon purchase, you expressly request immediate performance and consent to losing your right of withdrawal once the digital content has been delivered.

d. Changes to Prices and Plans

We may change subscription fees, billing cycles, free trial offers, and tier benefits at any time, subject to applicable law. We will give you reasonable advance notice (for example, via in-App notice or email) of price changes. You can cancel before the change takes effect if you do not agree.

e. Usage Limits and Fair Use

Free and paid tiers include reasonable usage limits designed to protect product quality and system stability, including but not limited to limits on the number of AI-generated stacks you can request in a given period, the maximum number of saved cards on the free tier, and limits on AI-generated content in connection with our cost guardrails. We may adjust these limits over time. If you exceed reasonable usage, we may rate-limit your account, present a paywall, or temporarily restrict access to expensive features. We will not retroactively reduce limits for time periods you have already paid for in advance.

f. Taxes

Prices may be exclusive of applicable sales, value-added, or similar taxes, which may be added by the relevant app store or payment processor.

8. Rights and Terms Specific to the App

a. License Grant

Subject to your compliance with these Terms, Swipebrief grants you a limited, non-exclusive, non-transferable, non-sublicensable license to download and install a copy of the App on a mobile device that you own or control, and to use the App solely for your own personal, non-commercial purposes. Except as expressly permitted in these Terms, you may not: (i) copy, modify, or create derivative works based on the App; (ii) distribute, transfer, sublicense, lease, lend, or rent the App to any third party; (iii) reverse engineer, decompile, or disassemble the App, except to the extent applicable law expressly prohibits this restriction; or (iv) make the functionality of the App available to multiple users through any means. Swipebrief reserves all rights not expressly granted.

b. Additional Information: Apple App Store

The following terms apply if you obtain the App from the Apple App Store or use it on an iOS or iPadOS device:

  1. These Terms are between you and Swipebrief only, and not with Apple Inc. Apple is not responsible for the App or its content.
  2. Apple has no obligation to provide maintenance or support services with respect to the App.
  3. In the event of any failure of the App to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any) for the App. To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the App.
  4. Apple is not responsible for addressing any claims by you or any third party relating to the App or your possession and use of it, including (1) product-liability claims, (2) any claim that the App fails to conform to any applicable legal or regulatory requirement, and (3) claims arising under consumer protection or similar legislation.
  5. Apple is not responsible for the investigation, defense, settlement, or discharge of any third-party intellectual property infringement claim relating to the App or your use of it.
  6. You represent and warrant that (1) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country, and (2) you are not listed on any U.S. Government list of prohibited or restricted parties.
  7. You must comply with any applicable third-party terms of agreement when using the App.
  8. Apple and its subsidiaries are third-party beneficiaries of these Terms, and upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary.

9. Content

a. Definitions

For purposes of these Terms, “Content” means text, graphics, images, audio, video, source links, metadata, software, confidence scores, related-topic suggestions, and any other material made available through the Services, other than Feedback and User Content. “User Content” means content you create using the Services, including personal notes, highlights, and saved-card metadata.

b. Ownership of Swipebrief Content

Swipebrief and its licensors exclusively own all right, title, and interest in and to, or otherwise have the right to use and provide, the Services and the Content (other than User Content), including all associated intellectual property rights. You acknowledge that the Services and Content are protected by copyright, trademark, and other laws of the United States and foreign countries. You agree not to remove, alter, or obscure any copyright, trademark, service mark, or other proprietary rights notices.

c. User Content

You retain ownership of your User Content (notes, highlights, etc.). You grant Swipebrief a non-exclusive, worldwide, royalty-free license to host, store, process, display, and otherwise use your User Content solely to operate and provide the Services to you, to back up and synchronize it across your devices, and to support customer service. We do not display your notes or highlights to other users.

d. Sharing

Certain features of the Services let you share a card or stack via a universal link (for example, https://swipebrief.com/c/<id> or https://swipebrief.com/s/<id>). Anything you choose to share publicly using the Services may be considered “public.”

10. General Prohibitions and Swipebrief’s Enforcement Rights

You agree not to do any of the following:

  1. Use, display, mirror, or frame the Services or any individual element within the Services, Swipebrief’s name or branding, any Swipebrief trademark, logo, or other proprietary information, or the layout and design of any page or screen, without our express written consent;
  2. Access, tamper with, or use non-public areas of the Services, our computer systems, or the technical delivery systems of our providers;
  3. Attempt to probe, scan, or test the vulnerability of any Swipebrief system or network, or breach any security or authentication measures;
  4. Avoid, bypass, remove, deactivate, impair, descramble, or otherwise circumvent any technological measure or rate limit implemented by us or by any of our providers;
  5. Use any robot, spider, scraper, or other automated means to access the Services or extract Content, except for generally available third-party web browsers or as expressly permitted by us;
  6. Send any unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, or other form of solicitation;
  7. Use any meta tags or other hidden text or metadata utilizing a Swipebrief trademark, logo URL, or product name without our express written consent;
  8. Use the Services or Content, or any portion thereof, for any commercial purpose or for the benefit of any third party or in any manner not permitted by these Terms;
  9. Forge any TCP/IP packet header or any part of the header information in any communication, or in any way use the Services to send altered, deceptive, or false source-identifying information;
  10. Attempt to decipher, decompile, disassemble, or reverse engineer any of the software used to provide the Services or Content;
  11. Interfere with, or attempt to interfere with, the access of any user, host, or network, including by sending a virus, overloading, flooding, spamming, or mail-bombing the Services;
  12. Collect or store any personally identifiable information about other users without their express permission;
  13. Impersonate or misrepresent your affiliation with any person or entity, including Swipebrief;
  14. Use the Services to generate, request, or distribute content that is illegal, defamatory, fraudulent, harassing, threatening, hateful, sexually explicit (including content depicting minors), or that promotes self-harm, terrorism, or violence, or to circumvent safety filters or community guidelines;
  15. Use Inputs or Outputs to train external AI models or build a competing service;
  16. Create multiple accounts to circumvent usage limits, rate limits, or paid-tier requirements;
  17. Violate any applicable law or regulation; or
  18. Encourage or enable any other individual to do any of the foregoing.

Although we are not obligated to monitor access to or use of the Services or Content or to review or edit any Content or User Content, we have the right to do so for the purpose of operating the Services, ensuring compliance with these Terms, and complying with applicable law or other legal requirements. We reserve the right, but are not obligated, to remove or disable access to any Content, User Content, or account at any time and without notice. We may cooperate with law enforcement authorities to investigate and prosecute users who violate the law.

11. DMCA / Copyright Policy

If you believe that any of your intellectual property rights have been infringed by content available through the Services, please notify our designated agent under the Digital Millennium Copyright Act (“DMCA”) at the email or address below. To be effective, the notification should include:

  1. A physical or electronic signature of the person authorized to act on behalf of the owner of the right being infringed;
  2. Identification of the copyrighted work or other material claimed to have been infringed, or a representative list if multiple works are involved;
  3. Identification of the material that is claimed to be infringing, with information sufficient to permit us to locate it;
  4. Information sufficient to allow us to contact the complaining party;
  5. A statement that the complaining party has a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, agent, or the law; and
  6. A statement that the information in the notification is accurate and, under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of the right being infringed.

DMCA Designated Agent: Copyright Manager, Side Hat Ventures LLC, 344 Grove St #4213, Jersey City, NJ 07302 United States. Email: legal@swipebrief.com.

If your notification fails to comply with these requirements, it may not be valid. Upon receipt of a valid notice, we may remove or disable access to the identified material without liability.

12. Links to Third-Party Websites or Resources

The Services may contain links to third-party websites or resources (for example, source links inside the expanded card reader). We provide these links only as a convenience and are not responsible for the content, products, or services available from those websites or resources. You acknowledge sole responsibility for and assume all risk arising from your use of any third-party websites or resources.

13. Termination

We may limit, suspend, or terminate your access to and use of the Services, at our sole discretion, at any time and without notice. Where reasonable, we will try to give you advance notice. Time-sensitive situations may require immediate action without notice. You may cancel your account at any time from inside the App (Profile → Danger Zone → Delete Account). To avoid additional charges, cancel your subscription through the relevant app store before deleting your account. Upon any termination, the following provisions of these Terms will survive: Sections 5(b)(ii)–(iv), 6, 7 (with respect to obligations accrued prior to termination), 9, 10, 11, 13, 14, 15, 16, 17, 18, 19, and 20.

14. Warranty Disclaimers

15. Limitation of Liability

a. No Indirect Damages

b. Cap

c. Basis of the Bargain

The exclusions and limitations set forth above are fundamental elements of the basis of the bargain between Swipebrief and you.

16. Indemnification

To the maximum extent permitted by law, you agree to indemnify and hold harmless Swipebrief and its officers, directors, employees, agents, affiliates, and successors from and against any and all claims, disputes, costs, losses, liabilities, damages, expenses, and judgments of any kind, including reasonable attorneys’ fees, arising out of or in any way connected with (a) your access to or use of the Services, (b) your User Content, (c) your Inputs or your use of any Outputs, or (d) your violation of these Terms or applicable law.

17. Governing Law and Forum Choice

These Terms and any action related thereto will be governed by the Federal Arbitration Act, federal arbitration law, and the laws of the State of New Jersey, without regard to its conflict-of-laws provisions. Except as otherwise expressly set forth in Section 18 (“Dispute Resolution”), the exclusive jurisdiction for all Disputes (defined below) that you and Swipebrief are not required to arbitrate will be the state and federal courts located in the State of New Jersey, and you and Swipebrief each waive any objection to jurisdiction and venue in such courts.

18. Dispute Resolution

a. Mandatory Arbitration of Disputes

You and Swipebrief agree that any dispute, claim, or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof, or the use of the Services (collectively, “Disputes”), will be resolved solely by binding individual arbitration and not in a class, representative, or consolidated action or proceeding. You and Swipebrief agree that the U.S. Federal Arbitration Act governs the interpretation and enforcement of these Terms, and that you and Swipebrief are each waiving the right to a trial by jury or to participate in a class action. This arbitration provision survives termination of these Terms.

b. Exceptions and Opt-Out

As limited exceptions to Section 18(a): (i) you may seek to resolve a Dispute in small-claims court if it qualifies, and (ii) we each retain the right to seek injunctive or other equitable relief from a court to prevent (or enjoin) the infringement or misappropriation of our intellectual property rights. In addition, you may opt out of arbitration entirely and litigate any Dispute by sending us written notice within thirty (30) days after the date you first agreed to these Terms. To opt out, email legal@swipebrief.com with subject “Arbitration Opt-Out” or send a written notice by mail to Side Hat Ventures LLC, 344 Grove St #4213, Jersey City, NJ 07302, United States, including your name, the email address associated with your account, and a clear statement that you wish to opt out of arbitration.

c. Conducting Arbitration and Arbitration Rules

The arbitration will be conducted by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules (the “AAA Rules”) then in effect, except as modified by these Terms. The AAA Rules are available at www.adr.org or by calling 1-800-778-7879. A party who wishes to start arbitration must submit a written Demand for Arbitration to AAA and give notice to the other party as specified in the AAA Rules. If your claim is for U.S. $10,000 or less, you may choose whether the arbitration will be conducted (i) solely on the basis of documents submitted to the arbitrator, (ii) through a telephonic or video-conference hearing, or (iii) by an in-person hearing as established by the AAA Rules. If your claim exceeds U.S. $10,000, the right to a hearing will be determined by the AAA Rules. Any arbitration hearings will take place in the county where you live, unless we both agree to a different location. The arbitrator will have exclusive authority to decide all issues relating to the interpretation, applicability, enforceability, and scope of this arbitration agreement, except that a court has authority to decide the enforceability of the class action waiver in Section 18(e).

d. Arbitration Costs

Payment of all filing, administration, and arbitrator fees will be governed by the AAA Rules. We will pay for all filing, administration, and arbitrator fees and expenses if your Dispute is for less than $10,000, unless the arbitrator finds your Dispute frivolous. If we prevail in arbitration, we will pay all of our attorneys’ fees and costs and will not seek to recover them from you. If you prevail, you will be entitled to an award of attorneys’ fees and expenses to the extent provided under applicable law.

e. Class Action Waiver

f. Effect of Changes on Arbitration

Notwithstanding Section 4 (“Changes to These Terms or the Services”), if Swipebrief changes any of the terms of this Section 18 after the date you most recently accepted these Terms, you may reject the change by sending us written notice (including by email to legal@swipebrief.com) within 30 days of the date the change became effective. By rejecting the change, you are agreeing to arbitrate any Dispute in accordance with the terms of this Section 18 as of the date you most recently accepted these Terms.

g. Severability

Except for the Class Action Waiver in Section 18(e), if an arbitrator or court of competent jurisdiction decides that any part of these Terms is invalid or unenforceable, the other parts of these Terms will remain in effect.

19. General Terms

a. Entire Agreement

These Terms (together with the Privacy Notice and any other terms or policies incorporated by reference) constitute the entire and exclusive understanding and agreement between Swipebrief and you regarding the Services and supersede all prior oral or written understandings or agreements regarding the Services. If any provision of these Terms is held invalid or unenforceable, that provision will be enforced to the maximum extent permissible and the other provisions will remain in full force and effect.

b. Assignment

You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. Any attempted assignment without consent is void. We may freely assign or transfer these Terms without restriction. Subject to the foregoing, these Terms bind and benefit the parties, their successors, and permitted assigns.

c. Notices

Any notices or other communications we provide under these Terms, including those regarding modifications, will be given by email or by posting in the App or on the Website. For notices made by email, the date of receipt will be deemed the date on which such notice is transmitted.

d. Electronic Communications

You consent to receive communications from us electronically, including notices, disclosures, agreements, and other records. You agree that electronic notices have the same legal effect as if they were in writing and signed.

e. Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver. Any waiver must be in writing and signed by an authorized representative of Swipebrief.

f. Force Majeure

We will not be liable for any failure or delay in performance to the extent caused by events beyond our reasonable control, including natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation, fuel, energy, labor, or materials.

g. No Agency

Nothing in these Terms creates any agency, partnership, joint venture, or employment relationship between you and Swipebrief.

h. Service Availability; Third-Party Dependencies

The Services depend on third-party providers, including AI providers (currently Google), cloud hosting and database providers (currently Supabase), app stores, and other infrastructure. The Services may be unavailable, delayed, degraded, or interrupted from time to time, including during maintenance, updates, or outages affecting us or any of our third-party providers (for example, when an AI provider or a hosting provider experiences downtime). We do not guarantee that the Services or any AI feature will be available, uninterrupted, timely, secure, or error-free, and we may modify, suspend, or discontinue all or any part of the Services, including any AI feature, at any time and without liability to you. To the maximum extent permitted by applicable law, we are not responsible for any unavailability, loss, or damage caused by events or third-party providers beyond our reasonable control.

i. Governing Language

These Terms were drafted in the English language, and the English-language version governs your relationship with Swipebrief. We may make translations of these Terms available for your convenience. In the event of any conflict or inconsistency between the English-language version and any translation, the English-language version controls to the maximum extent permitted by applicable law.

20. Contact Information

If you have any questions about these Terms or the Services, please contact us at:

I HAVE READ THESE TERMS OF SERVICE AND AGREE TO ALL OF THE PROVISIONS CONTAINED ABOVE.

Last updated: June 14, 2026