End User License Agreement.

Last updated: June 28, 2026

This End User License Agreement (this “Agreement” or “EULA”) is a binding legal agreement between you (“you” or “End User”) and Side Hat Ventures LLC d/b/a Swipebrief (“Swipebrief,” “we,” “us,” or “our”) governing your access to and use of the Swipebrief mobile application, including all related software, features, updates, and documentation (collectively, the “Application”). The Application is a swipe-based learning app that turns a topic you enter into a structured stack of short, AI-generated learning cards.

Please read this Agreement carefully. By downloading, installing, accessing, or using the Application, you acknowledge that you have read, understood, and agree to be bound by this Agreement. If you do not agree, do not download, install, or use the Application, and delete it from your device.

This Agreement governs your license to use the Application software. Your broader use of the Application and our related services is also governed by our Terms of Service and our Privacy Notice, each of which is incorporated into this Agreement by reference. In the event of a direct conflict between this Agreement and the Terms of Service regarding the license to the Application software, this Agreement controls with respect to that license; in all other respects the Terms of Service control. Capitalized terms not defined in this Agreement have the meanings given to them in the Terms of Service.

1. License Grant

Subject to your continued compliance with this Agreement, Swipebrief grants you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable license to download and install one copy of the Application on an Apple-branded device that you own or control, and to use the Application solely for your own personal, non-commercial purposes. This license is granted to you only, and not to any other person or entity.

This license is also subject to, and you agree to comply with, the Usage Rules set forth in the Apple Media Services Terms and Conditions and the Apple App Store Terms of Service in effect as of your use of the Application (the “Usage Rules”). The Application may be accessed and used by other accounts associated with you through Family Sharing or volume purchasing, to the extent permitted by the Usage Rules.

No license or right is granted to you other than as expressly set forth in this Agreement. Swipebrief and its licensors reserve all rights not expressly granted to you.

2. License Restrictions

Except as expressly permitted by this Agreement or required by applicable law, you may not, and may not permit or enable any third party to:

1. copy, reproduce, modify, adapt, translate, or create derivative works of the Application or any part of it;
2. distribute, sell, resell, rent, lease, lend, sublicense, assign, or otherwise transfer the Application or your rights under this Agreement to any third party;
3. reverse engineer, decompile, disassemble, decrypt, or otherwise attempt to derive the source code, underlying ideas, algorithms, file formats, system prompts, or non-public structure of the Application, except, and only to the extent, that applicable law expressly prohibits this restriction;
4. remove, alter, obscure, or circumvent any copyright, trademark, or other proprietary rights notice, or any digital rights management, security, or technical protection measure, contained in or applied to the Application;
5. avoid, bypass, remove, deactivate, impair, or otherwise circumvent any usage limit, rate limit, paywall, content-safety filter, or other technological measure implemented by us or by any of our service providers;
6. use any robot, spider, scraper, or other automated means to access the Application or extract its content, except as expressly permitted by us in writing;
7. make the functionality of the Application available to multiple users by any means, or use the Application to provide services to, or otherwise for the benefit of, any third party, or for any commercial purpose;
8. use the Application’s inputs or outputs to train, develop, or improve any machine learning or artificial intelligence model, or to build or assist in building any product or service that competes with the Application; or
9. use the Application in any manner that violates this Agreement, the Terms of Service, the Usage Rules, or any applicable law or regulation.

3. Ownership and Intellectual Property

The Application is licensed, not sold, to you. Swipebrief and its licensors retain all right, title, and interest in and to the Application, including all software, content, designs, text, graphics, logos, confidence scores, related-topic suggestions, system prompts, and all associated intellectual property rights. The Application is protected by copyright, trademark, and other laws of the United States and other countries. “Swipebrief” and our logos are trademarks of Side Hat Ventures LLC. This Agreement does not grant you any right to use those trademarks. Nothing in this Agreement transfers to you any ownership of, or any intellectual property right in, the Application.

4. AI-Generated Content

The Application uses artificial intelligence and machine learning to produce learning content. By using the Application, you acknowledge and agree to the following.

1. Inputs and Data Use. The search queries, prompts, and other text you submit to the Application (“Inputs”) may be collected, stored, and used by Swipebrief consistent with our Privacy Notice. To generate learning content, we transmit your Inputs to a third-party AI provider (currently Google). We do not control, and cannot guarantee, how that third-party AI provider uses your Inputs. Depending on the provider and the applicable service tier, the provider may retain and use your Inputs in accordance with its own terms and policies, which may include using Inputs to operate, secure, monitor, and improve or train its own models and services. For this reason, you should not submit any confidential, sensitive, or personal information that you would not want processed by us or by a third-party AI provider.
2. Outputs Disclaimer. The cards, summaries, confidence scores, related-topic suggestions, and other content the Application produces (“Outputs”) are automatically generated and may not be accurate, complete, current, or unique to you.

   Outputs are generated by systems that operate probabilistically and may produce inaccurate, incorrect, misleading, offensive, or otherwise undesirable results, including “hallucinations.” Outputs are provided for general informational and educational purposes only and do not constitute professional, educational, financial, legal, medical, mental health, or other specialized advice. Confidence scores, source attributions, and similar metadata are also AI-generated and do not guarantee accuracy. You are solely responsible for evaluating any Output before relying on it, including by consulting qualified professionals where appropriate.

3. No Source Endorsement. Sources linked within the Application are provided for reference only. We are not affiliated with, sponsored by, or endorsed by the publishers or authors of those sources, and their inclusion does not constitute endorsement.
4. Content Safety and Safeguards. The Application is intended for general educational use and is not intended to generate sexual, pornographic, or otherwise “not safe for work” content, or content that is dangerous, harmful, or otherwise inappropriate. We employ technical safeguards designed to reduce the likelihood that the Application generates such content, including server-controlled system prompts, content-safety filtering, and an optional stricter content mode. Because the Application relies on probabilistic AI systems, these safeguards are not perfect, and we do not warrant that they will detect or block every inappropriate, dangerous, or unsafe Input or Output. You remain solely responsible for the Inputs you submit and your use of any Outputs.

5. Acceptable Use

You agree to use the Application only for lawful purposes and in accordance with this Agreement and the Terms of Service. Without limiting Section 2, you agree not to use the Application to seek, generate, request, or distribute content that is illegal, defamatory, fraudulent, harassing, threatening, hateful, sexually explicit (including any content depicting minors), or that promotes self-harm, terrorism, or violence, and not to attempt to circumvent any safety filter or content restriction. We reserve the right, but are not obligated, to investigate and to suspend or terminate your access for any actual or suspected violation, as further described in the Terms of Service.

6. Accounts and Eligibility

Certain features of the Application require an account, which you can create using an email address verified by a one-time code or by using Sign in with Apple. You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account.

You may use the Application only if you are at least 16 years old and able to form a binding contract with Swipebrief. If you are a minor in your jurisdiction, your parent or guardian must read and agree to this Agreement before you use the Application. The Application offers optional parental controls, including a PIN and a stricter content mode; these are provided as a convenience, are not a substitute for parental supervision, and are not warranted to block every objectionable topic. The PIN is stored on your device as a salted hash, and you are responsible for safeguarding it.

7. User Content

The Application lets you create personal notes, highlights, and saved-card metadata (“User Content”). You retain ownership of your User Content. You grant Swipebrief a non-exclusive, worldwide, royalty-free license to host, store, process, display, back up, and synchronize your User Content solely to operate and provide the Application to you and to support customer service. We do not display your notes or highlights to other users. If you use the Application’s sharing features to share a card or stack through a universal link, the content you choose to share may be viewed by anyone who has the link. You may export your saved cards, notes, highlights, and completed stacks from within the Application.

8. Subscriptions and In-App Purchases

The Application offers a free tier with limited usage and paid, auto-renewing subscription tiers (currently “Plus” and “Pro”) that unlock additional generations, deeper stacks, additional saves, and other features. Subscription names, prices, billing periods, and benefits are presented to you in the Application at the point of purchase and may vary by region and over time.

1. Billing and Auto-Renewal. Subscriptions are sold as auto-renewing in-app purchases processed by the Apple App Store under Apple’s applicable terms. Payment is charged to your App Store account at confirmation of purchase. Your subscription automatically renews at the then-current price at the end of each billing period unless you cancel it at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period.
2. Managing and Canceling. You can manage or cancel your subscription, and turn off auto-renewal, in your App Store account settings on your device. Deleting the Application does not cancel your subscription.
3. Free Trials. Any free trial, if offered, automatically converts to a paid subscription at the end of the trial unless you cancel before the trial ends. Any unused portion of a free trial is forfeited when you purchase a subscription, where applicable.
4. Refunds. All purchases are processed by the Apple App Store and are non-refundable except as required by applicable law or as expressly provided by Apple’s refund policy. Refund requests for App Store purchases must be directed to Apple.
5. Usage Limits. Free and paid tiers include reasonable usage limits designed to protect product quality and system stability. We may adjust these limits over time and will not retroactively reduce limits for periods you have already paid for in advance.
6. Price Changes. We may change subscription prices and benefits subject to applicable law and will provide notice of price changes as required. If you do not agree to a price change, you may cancel before it takes effect.

9. Updates and Changes to the Application

Swipebrief may, from time to time and in its sole discretion, develop and provide Application updates, which may include patches, bug fixes, enhancements, new or removed features, and new versions. Updates may be required for continued use of the Application and may be automatically downloaded and installed in accordance with your device settings. Because the Application evolves over time, we may add, change, suspend, or discontinue all or any part of the Application, including any AI feature, at any time and without liability to you.

10. Third-Party Services and Materials

The Application relies on, and may give you access to, third-party services, content, and materials, including AI providers, cloud hosting and database providers, subscription management providers, analytics providers, and source links to third-party websites (collectively, “Third-Party Materials”). Swipebrief does not control and is not responsible for Third-Party Materials, including their accuracy, completeness, availability, or legality, and your use of Third-Party Materials is at your own risk and subject to any applicable third-party terms. The Application may be unavailable, delayed, degraded, or interrupted because of maintenance, updates, or outages affecting us or any third-party provider, and we do not guarantee that the Application or any AI feature will be available, uninterrupted, timely, secure, or error-free.

11. Term and Termination

This Agreement is effective when you first download, install, or use the Application and continues until terminated. This Agreement, and your license under it, will terminate automatically and without notice if you fail to comply with any of its terms. We may also suspend or terminate your access to the Application as described in the Terms of Service. You may terminate this Agreement at any time by ceasing all use of the Application and deleting it from your devices and, where applicable, deleting your account from within the Application. To avoid additional charges, cancel any subscription through the Apple App Store before deleting your account.

Upon termination, all rights granted to you under this Agreement will end, and you must stop using and delete all copies of the Application. The provisions of Sections 2 through 5, 7, 8 (as to amounts accrued before termination), and 10 through 18 survive any termination of this Agreement.

12. Disclaimer of Warranties

To the maximum extent permitted by applicable law, the Application and all content and Outputs are provided “as is” and “as available,” with all faults and without warranty of any kind. Swipebrief and its licensors disclaim all warranties, whether express, implied, statutory, or otherwise, including the implied warranties of merchantability, fitness for a particular purpose, title, quiet enjoyment, and non-infringement, and any warranties arising from course of dealing or usage of trade. We do not warrant that the Application will meet your requirements, be available on an uninterrupted, secure, or error-free basis, or that any content or Output will be accurate, complete, timely, or reliable.

Given the probabilistic nature of machine learning, the Application may produce Outputs that are inaccurate, incorrect, offensive, or otherwise undesirable. Some jurisdictions do not allow the exclusion of implied warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to you.

13. Limitation of Liability

To the maximum extent permitted by applicable law, in no event will Swipebrief or its licensors, officers, directors, employees, or agents be liable for any indirect, incidental, special, exemplary, or consequential damages, or for any loss of profits, revenue, data, goodwill, or other intangible losses, arising out of or relating to this Agreement or your use of or inability to use the Application, whether based on warranty, contract, tort (including negligence), product liability, or any other legal theory, and whether or not we have been advised of the possibility of such damage.

In no event will Swipebrief’s total aggregate liability arising out of or relating to this Agreement or the Application exceed the greater of (a) the amounts you paid to Swipebrief for the Application in the twelve (12) months preceding the event giving rise to the liability or (b) fifty U.S. dollars ($50.00). The foregoing limitations are fundamental elements of the basis of the bargain between you and Swipebrief. Some jurisdictions do not allow the exclusion or limitation of certain damages, so some or all of the above may not apply to you.

14. Indemnification

To the maximum extent permitted by applicable law, you agree to indemnify, defend, and hold harmless Swipebrief and its officers, directors, employees, agents, affiliates, and licensors from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to (a) your use of the Application, (b) your User Content, (c) your Inputs or your use of any Outputs, or (d) your violation of this Agreement or any applicable law or third-party right.

15. Apple-Required Terms

You and Swipebrief acknowledge and agree that the following terms apply with respect to your use of the Application on any Apple-branded device, and that Apple Inc. (“Apple”) is a third-party beneficiary of this Agreement as set forth below.

1. Acknowledgement. This Agreement is concluded between you and Swipebrief only, and not with Apple. Swipebrief, not Apple, is solely responsible for the Application and its content. This Agreement does not provide for usage rules for the Application that conflict with, or are less restrictive than, the Usage Rules; to the extent of any conflict, the Usage Rules govern.
2. Scope of License. The license granted to you for the Application is limited to a non-transferable license to use the Application on any Apple-branded products that you own or control, and only as permitted by the Usage Rules, except that the Application may be accessed and used by other accounts associated with you through Family Sharing or volume purchasing.
3. Maintenance and Support. Swipebrief is solely responsible for providing any maintenance and support services with respect to the Application, as specified in this Agreement or as required under applicable law. You and Swipebrief acknowledge that Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the Application.
4. Warranty. Swipebrief is solely responsible for any product warranties, whether express or implied by law, to the extent not effectively disclaimed. In the event of any failure of the Application to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any) for the Application to you. To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the Application, and any other claims, losses, liabilities, damages, costs, or expenses attributable to any failure to conform to any warranty will be the sole responsibility of Swipebrief.
5. Product Claims. Swipebrief, not Apple, is responsible for addressing any claims by you or any third party relating to the Application or your possession and use of the Application, including but not limited to: (i) product liability claims; (ii) any claim that the Application fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection, privacy, or similar legislation, including in connection with the Application’s use of any AI or machine learning features. This Agreement limits Swipebrief’s liability to you to the extent permitted by applicable law.
6. Intellectual Property Rights. In the event of any third-party claim that the Application or your possession and use of the Application infringes that third party’s intellectual property rights, Swipebrief, not Apple, will be solely responsible for the investigation, defense, settlement, and discharge of any such intellectual property infringement claim.
7. Legal Compliance. You represent and warrant that (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country, and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.
8. Developer Name and Address. Swipebrief’s name and the address at which you can direct any questions or complaints regarding the Application are set out in Section 21 (“Contact”) below.
9. Third-Party Terms of Agreement. You must comply with applicable third-party terms of agreement when using the Application.
10. Third-Party Beneficiary. You and Swipebrief acknowledge and agree that Apple, and Apple’s subsidiaries, are third-party beneficiaries of this Agreement, and that, upon your acceptance of this Agreement, Apple will have the right (and will be deemed to have accepted the right) to enforce this Agreement against you as a third-party beneficiary of this Agreement.

16. Export Control and Sanctions Compliance

You agree to comply with all applicable U.S. and international export control and sanctions laws and regulations. You represent and warrant that you are not located in, under the control of, or a national or resident of any country or territory subject to U.S. embargo or comprehensive sanctions, and that you are not identified on any U.S. Government list of prohibited or restricted parties. You will not use, export, re-export, or transfer the Application except as authorized by United States law and the laws of the jurisdiction in which the Application was obtained.

17. U.S. Government End Users

The Application and related documentation are “Commercial Items,” as defined at 48 C.F.R. Section 2.101, consisting of “Commercial Computer Software” and “Commercial Computer Software Documentation,” as such terms are used in 48 C.F.R. Section 12.212 or 48 C.F.R. Section 227.7202, as applicable. Consistent with these provisions, the Application and documentation are licensed to U.S. Government end users only as Commercial Items and with only those rights as are granted to all other end users under this Agreement.

18. Governing Law and Dispute Resolution

This Agreement, and any dispute arising out of or relating to it or to the Application, are governed by the Federal Arbitration Act, applicable federal law, and the laws of the State of New Jersey, without regard to its conflict-of-laws principles. You and Swipebrief agree that any dispute, claim, or controversy arising out of or relating to this Agreement or the Application will be resolved through the binding individual arbitration, class action waiver, and dispute-resolution procedures set forth in the Terms of Service, which are incorporated into this Agreement by reference, including your right to opt out of arbitration within the time specified there. By agreeing to this Agreement, you agree to resolve disputes through binding individual arbitration and waive the right to a jury trial and to participate in a class action, except as provided in the Terms of Service. Notwithstanding the foregoing, nothing in this Agreement limits Apple’s rights as a third-party beneficiary under Section 15, or any mandatory consumer-protection rights you may have under the laws of your country of residence that cannot be waived by contract.

19. Changes to This Agreement

We may update this Agreement from time to time in our sole discretion. If we make material changes, we will notify you by posting the updated Agreement in the Application or on our Website and updating the “Last updated” date above, and we may provide additional notice as appropriate. Your continued use of the Application after an updated Agreement becomes effective constitutes your acceptance of the updated Agreement. If you do not agree to the updated Agreement, you must stop using and delete the Application.

20. General

1. Entire Agreement. This Agreement, together with the Terms of Service, the Privacy Notice, and the Usage Rules, constitutes the entire agreement between you and Swipebrief regarding the Application and supersedes all prior or contemporaneous understandings regarding the Application.
2. Severability. If any provision of this Agreement is held invalid or unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions will remain in full force and effect.
3. No Waiver. Our failure to enforce any right or provision of this Agreement will not be deemed a waiver of that right or provision.
4. Assignment. You may not assign or transfer this Agreement or any rights under it, by operation of law or otherwise, without our prior written consent. We may assign this Agreement without restriction. Any attempted assignment in violation of this section is void.
5. Governing Language. This Agreement was drafted in the English language, and the English-language version governs your relationship with Swipebrief. Any translation is provided for your convenience only. In the event of any conflict or inconsistency between the English-language version and any translation, the English-language version controls to the maximum extent permitted by applicable law.

21. Contact

If you have any questions, complaints, or claims regarding the Application or this Agreement, please contact us at:

• Legal: legal@swipebrief.com
• General support: support@swipebrief.com
• Mailing address: Side Hat Ventures LLC d/b/a Swipebrief, 344 Grove St #4213, Jersey City, NJ 07302, United States

BY DOWNLOADING, INSTALLING, OR USING THE APPLICATION, YOU ACKNOWLEDGE THAT YOU HAVE READ THIS END USER LICENSE AGREEMENT, UNDERSTAND IT, AND AGREE TO BE BOUND BY ALL OF ITS TERMS.

Last updated: June 28, 2026